Learn more about fees and funding options

No matter your situation, Demi International has a payment option to suit you. If you’re unsure what’s best for you, reach out, we’re here to help.

Funding your future: simple, flexible & accessible options

Understanding government loans, course funding, and eligibility can feel overwhelming, so let’s break it down.

From national loan programs for select Diplomas to state-subsidised funding for eligible Certificate and Diploma courses, we’ve got the details covered below.

Payment Plan

Fee-for-service applies when a student is not eligible for subsidies, government loans or where no subsidies are available. Eligible students have access to payment plans, allowing payment to be made in instalments.

Certificate III in Hairdressing and Certificate III in Barbering are both fee-for-service courses. Our course advisors will work with you to organise a payment plan that suits you. 

We understand that investing in your education comes with other financial commitments. Let’s make it work for you.

Career Start

Entry-level training (Certificate III qualifications and introductory skill sets)

Career Start helps eligible Queenslanders begin their careers with subsidised Certificate III qualifications and approved skill sets delivered by Demi International. Training is available via general study, apprenticeships and traineeships, depending on the qualification.

What qualifications does Demi International offer under Career Start?

Career Boost is available for the following courses:

Are you eligible to participate?
  • Aged 15 years or older
  • Not be a school student
  • Permanently reside in Queensland
  • Be an Australian citizen, or Australian permanent resident (includes humanitarian entrant), or a temporary resident with the right visa and work permits on the pathway to permanent residency, or a New Zealand citizen
  • Not already have a certificate IV or higher qualification (including tertiary qualification) completed within the last 10 years (qualifications completed as a school student and foundation skills qualifications do not count). Note: This eligibility requirement does not apply to individuals seeking to enrol in a skill set
  • Not be enrolled in another qualification, even if it is on hold or deferred, whether funded by
    DTET or not (foundation skills qualifications do not count).

Along with the eligibility criteria above, specific entry restrictions or exemptions may apply to certain subsidised qualifications and skill sets. These are set by industry or sector requirements, as well as national training package guidelines

Do I need to contribute to the cost of training?

Yes. Co-contribution fees (concessional and non-concessional) apply and vary by qualification. Fees are below for 2026 enrolments: 

Certificate III in Nail Technology delivered under the Queensland Government’s Career Boost Program:

  • Concessional: $1,294
  • Non-concessional: $2,194
More Information

For an overview of what Career Start means for students, visit the Career Start section of the government website.

For further details on each of the qualifications on offer please contact a friendly Course Advisor for the most up to date information or give us a call on 07 5309 6635.

Career Boost

Advanced training (Certificate IV+, diplomas and priority skill sets

Career Boost provides subsidised higher-level qualifications for students seeking to upskill, specialise or move into leadership roles in priority industries.

What qualifications does Demi International offer under Career Boost?

Career Boost is available for the following courses:

Are you eligible to participate?
  • Aged 15 years or older
  • Not be a school student
  • Permanently reside in Queensland
  • Be an Australian citizen, or Australian permanent resident (includes humanitarian entrant), or a temporary resident with the right visa and work permits on the pathway to permanent residency, or a New Zealand citizen
  • Not already have a certificate IV or higher qualification (including tertiary qualification) completed within the last 10 years (qualifications completed as a school student and foundation skills qualifications do not count). Note: This eligibility requirement does not apply to individuals seeking to enrol in a skill set
  • Not be enrolled in another qualification, even if it is on hold or deferred, whether funded by
    DTET or not (foundation skills qualifications do not count).

Along with the eligibility criteria above, specific entry restrictions or exemptions may apply to certain subsidised qualifications and skill sets. These are set by industry or sector requirements, as well as national training package guidelines

Do I need to contribute to the cost of training?

Yes. Co-contribution fees (concessional and non-concessional) apply and vary by qualification. Fees are below for 2026 enrolments: 

Diploma of Screen & Media (Specialist Makeup) delivered under the Queensland Government’s Career Boost Program:

  • Concessional: $14,649
  • Non-concessional: $16,004

Diploma of Beauty Therapy delivered under the Queensland Government’s Career Boost Program:

  • Concessional: $14,064
  • Non-concessional: $15,554
More Information

Visit the Career Boost website on the Department of Youth Justice, Employment, Small Business and Training’s Website for more information. 

For further details on each of the qualifications on offer please contact a friendly Course Advisor or give us a call on 07 5309 6635.

VET Student Loan (VSL)

VET Student Loans is a scheme provided by the Australian Government to enable eligible students the opportunity to apply for a loan. Such a loan is to aid in the payment of part of a student’s tuition fees.

Demi International is an approved VET Student Loans (VSL) provider, offering eligible students financial assistance to cover tuition fees for approved diploma-level courses.

VET Student Loans are a Commonwealth loan program that helps students pay for tuition fees. Loan repayments are income-contingent and managed by the Australian Taxation Office (ATO). Students begin repaying their loan once their income exceeds the repayment threshold, with the option to make voluntary repayments at any time.

A one-off 20% loan fee applies to full-fee-paying students. Any tuition fees not covered by the loan must be paid by the student.

This scheme is an extension of the FEE-HELP scheme (currently applicable to higher education students) and extends to students studying one or more of the following vocational training courses:

  • Diploma
  • Advanced Diploma
  • Graduate Certificate
  • Graduate Diploma

 

Eligibility criteria apply. For further details, including approved courses and application requirements, refer to the information below or contact us.

VET Student Load Information, Enrolments & Schedules

What qualifications does Demi International offer under VSL?

All Diploma courses offered by Demi International are eligible for VET Student Loan application by students who are eligible for the scheme. 

  • Diploma of Beauty Therapy 
  • Diploma of Screen & Media (Specialist Makeup) 
  • Diploma of Remedial Massage 
  • Diploma or Salon Management
VET Student Loan Information Booklet
VET Student Load Fact Sheet
2026 Schedule of Fees

VET Student Loans

January 2026

 

April 2026

 

May 2026

 

June 2026

 

July 2026

 

August 2026

 

October 2026

 

VET Student Loans + QLD Funding

January 2026

 

April 2026

 

July 2026

 

October 2026

What is needed to be eligible for VET Student Loan assistance?

To be eligible for VET Student Loan assistance for a VET unit of study, a student must:
  • Be enrolled in an approved course, provide Demi International with all information and documents required by the rules and meet any other requirements set out in the rules.
  • Be an Australian citizen, NZ Special Categories Visa (SCV) holder who meets eligibility criteria, or a permanent humanitarian visa holder (resident in Australia for the duration of the unit);
  • Have a Unique Student Identification (USI) number or are otherwise exempt;
  • Have a FEE-HELP balance greater than zero – that is, they have not exceeded their FEE-HELP limit;
  • Be enrolled in a VET unit of study that meets the course requirements;
  • Be enrolled in the VET unit of study on or before the census date for the unit and remain enrolled at the end of the census date;
  • Meet the Tax File Number (TFN) requirements;
  • Two days after enrolment has passed you will receive an invitation to accept your student load from the Department of Education and will be required to complete, accept, and lodge a Request for VET Student Loan assistance form called an eCAF.
If you are interested in applying for a course approved for a VET Student Loan, you must:
  • Contact Demi International to make an appointment to enrol; it takes about 20 minutes.
  • Read the 2025 Fee-Help Booklet
  • Provide your Australian Year 12 Certificate** OR provide successful completion of an AQF Certificate IV or higher qualification (where the language of instruction is English)*** OR display competence at or above Exit Level 3 in the Australian Core Skills Framework (ACSF) in both reading and numeracy through a Basic Key Skills Builder (BKSB) LLN* (Language, Literacy, and Numeracy) assessment as well as the provider reasonably believing that the student displays that competence
  • Bring the original and a photocopy of your citizenship evidence and photo identification to enrolment. This may be your Birth Certificate and Driver’s Licence or Australian Passport****
  • Pay a (non-refundable) $250 enrolment fee for your Uniform and LMS. This is in addition and separate from your tuition fees.
  • Bring your bank details for the completion of a direct debit contract for the difference between what will be covered by a VSL and the full tuition fees or your Centrepay details should you wish to use Centrepay.
  • Complete the Vet Student Loan application which must be signed by both the student and a responsible parent of the student if the following applies:
    (a) the student is under 18 years of age;
    (b) the student has a responsible parent;
  • Independent students under 18 – please bring evidence of the assessment of receipt of youth allowance on the basis that you are independent within the meaning of Part 2.11 of the Social Security Act 1991; Please provide the original assessment in the form of your Centrelink Income Statement noting this assessment.

*Demi International uses the approved Basic Key Skills Builder LLN to assess requirements relating to student academic suitability where they do not hold a Senior Certificate or Certificate IV or higher. The student is assessed as displaying competence at or above Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy.

**Senior Secondary Certificate of Education that has been awarded to the student by an agency or authority of a State or
Territory for the student’s completion of year 12.

***The Certificate IV or above must be issued by the Australian Qualifications Framework or has been assessed by a Federal, State, or Territory government agency that assesses overseas qualifications (or an organisation contracted by such an agency to undertake such assessments) as equivalent or comparable to a qualification at level 4 or above in the Australian Qualifications Framework and the course for the qualification was delivered in English.

**** an Australian Passport is suitable evidence of Australian citizenship. If you do not have an Australian Passport, the evidence required to demonstrate that you are an Australian citizen will differ depending on whether you were:

  • born in Australia before 20 August 1986 – Australian Birth Certificate for you required
  • born in Australia on or after 20 August 1986 – Australian Birth Certificate for both yourself and one of your parent’s Australian Birth Certificate or Australian Citizenship Certificate

* Where you cannot provide the above you should apply for these documents by lodging Form 119 Application for evidence of Australian citizenship 

VET Student Loan Information

Important information you must know about a VET Student Loan:
(i) A Vet Student Loan is a loan from the Commonwealth, and
(ii) the loan will remain a personal debt until it is repaid to the Commonwealth, and
(iii) the loan may, until the debt is repaid, reduce a student’s take-home (after-tax) wage or salary and may reduce the student’s borrowing capacity, and
* You may wish to seek independent financial advice before applying for a loan.

Please note that you will be required during the course to communicate your agreement to the Government for the ongoing requirement to continue to use the VET.

Student Loan to pay tuition fees for the course. This will be done via a student progression up to two times during the duration of your course.

Please refer to the course brochure for the maximum amount of a VET Student Loan that is available for the approved course. This amount of the loan cannot be greater than your remaining FEE-HELP balance.

Your tuition fees will be reasonably apportioned across four quarterly sequential fee periods. Each fee period will contain at least one census day.

Your VSL Privacy Questions

How does DIBA handle your personal information?
As a registered training organisation (RTO), we collect your personal information so we can process and manage your enrolment in a vocation education and training (VET) course with us, and otherwise, as needed, to comply with our obligations as an RTO.
Do we disclose your personal information?
We are required by law (under the National Vocational Education and Training Regulator Act 2011 (Cth) (NVETR Act)) to disclose the personal information we collect about you to the National VET Data Collection kept by the National Centre for Vocational Education Research Ltd (NCVER). The NCVER is responsible for collecting, managing, analysing and communication research and statistics about the Australian VET sector. For more information about how the NCVER will handle your personal information please refer to the NCVER’s Privacy Policy at www.ncver.edu.au/privacy
How do we store your personal information?
We are committed to ensuring that the personal information we collect is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures, to safeguard and secure personal information and protect it from misuse, interference, loss and unauthorised access, modification and disclosure. Under of the Act and the Rules we must retain documents and information related to the operation for 7 years or as otherwise specified in the Rules [Act s 51]. The Rules provide that the following information and documents must be retained for 5 years [Rules s 105]. While we are committed to security, we cannot guarantee the security of any information that is transmitted to or by us over the Internet. The transmission and exchange of information is carried out at your own risk.
Personal Loans

If you are not eligible for subsidised training or VET Student Loans, Demi International offers flexible personal loan options through trusted partners. This allows students to manage tuition fees in smaller, more manageable payments.

Money3 is a lender you can trust, with a 5 star track record. They offer flexible loan options to match your financial situation and needs.

If you’ve been refused credit before, they will give you a fair go and bad credit is considered.

The Money3 application process is quick and easy. Personal loans without security are available up to $8,000 and with security up to $12,000.

Need help paying your materials fee?

We’ve got you covered with Afterpay and Zippay.

Flexible repayments from $40/ month, choose weekly, fortnightly or monthly.
$6 monthly fee, which you won’t pay if your statement balance is zero.

Split your purchase into 4 instalments
You’ll pay your first instalment at the time of purchase, and the remainder every fortnight.

For more information call us

Need help? Speak to a
Demi International
Course Advisor

Arrange a chat with one of our friendly course advisors today. It’s the easiest way to explore eligibility, discuss study choices and enrol to get started.